Yes, starting from March 12, 2025, the use of the KayaSmart+ feature in a portfolio will be subject to a portfolio fee. This fee is charged once at the time of the initial purchase or when topping up the same KayaSmart+ portfolio. The fee is fixed and applies as long as the portfolio is managed with KayaSmart+, and it will not be charged again during automatic rebalancing or switching.

KayaSmart+ is an AI-based automated feature that dynamically manages and adjusts the portfolio according to market conditions and the user's risk profile.

The fee amount varies depending on the selected portfolio strategy:

1. KayaSmart+ Conservative (Long): 0.5%

2. KayaSmart+ Moderate: 1%

3. KayaSmart+ Aggressive: 1%