Yes, starting from March 12, 2025, the use of the KayaSmart+ feature in a portfolio will be subject to a portfolio fee. This fee is charged once at the time of the initial purchase or when topping up the same KayaSmart+ portfolio. The fee is fixed and applies as long as the portfolio is managed with KayaSmart+, and it will not be charged again during automatic rebalancing or switching.
KayaSmart+ is an AI-based automated feature that dynamically manages and adjusts the portfolio according to market conditions and the user's risk profile.
The fee amount varies depending on the selected portfolio strategy:
KayaSmart+ Conservative: 0.5%
KayaSmart+ Moderate: 0.75%
KayaSmart+ Aggressive: 1%
This fee is already included in the expense ratio component, which can be found in the product details of each mutual fund on the Investasi Kaya app.