Register and complete your profile

Create a Kaya account and complete the registration process, including SID registration until it is verified.

Choose a mutual fund or KayaSmart+ portfolio

Select a mutual fund or KayaSmart+ portfolio that aligns with your investment goals and risk profile.

Enter your investment amount

Specify the amount you wish to invest.

Select a payment method and make payment

Choose your preferred payment method and follow the payment instructions provided in the app. Please ensure that the funds are transferred from the bank account registered under the SID holder.

Transaction is processed

Once the payment is successful, your transaction will be processed in accordance with applicable trading days and mutual fund regulations.