Kaya will only process your purchase transactions on business days. Kaya will not process your mutual fund purchase orders if they are made on public holidays or when the market is closed.

• If you place a purchase order on a business day before 1:00 PM WIB, your transaction will be processed using that day's mutual fund price (NAV).

• If you place a purchase order on a business day after 1:00 PM WIB or on a public holiday, your transaction will be processed on the next business day and will follow the mutual fund price (NAV) on that day.